The seller proposes a destination.
Seller proceeds begins with the requested receiving information and the basis the office needs for review. The seller’s contribution is not an office payment decision.
The buyer follows office instructions.
Buyer funding begins with an appropriately established office receiving profile and a recognizable request. The buyer carries their own bank-side act.
Completion means different things.
An acknowledgment is not a bank submission. A report of sending is not confirmation of office receipt. A receiving-account contribution does not authorize a distribution.
Keep the small task small.
The participant should know their requesting office, their own contribution, its effect, and how to obtain help. They should not have to manage the entire closing.
A product and workflow explanation, not a substitute for the office’s procedure or professional advice. The examples on this site are fictional.