Buyer instructions for the work before money moves
Prepare, approve, and deliver a file-specific funding request through a clear mobile path—while keeping every change, acknowledgment, and office decision tied to the file.

Veto records the review. The escrow office decides whether to approve a request or release funds.
Deliver one named request. Keep one record.
Start with the bank-issued source
Upload the wire document. Veto extracts routing number, account number, beneficiary name, and bank name for review, then matches the routing number to the Fedwire directory—without implying the account or its ownership is verified.
Veto
Bank verification
Connected through
Plaid · 10,000+ institutions
Retrieved
Wire details only
Not retrieved
Balances · transaction history
Assign the person actually funding it
A request belongs to its legal funding party. Joint buyers acknowledge only their assigned requests. For an entity, trust, or estate, Veto records both the legal buyer and the human recipient.
Veto
Named parties
Nothing is revealed until the match holds.
Hayden Garcia
Named party match
Beach Pacific Escrow
Office authority
Seller proceeds account
Awaiting reveal
Treat a change as a new version
Amount, buyer, representative, and authority changes never overwrite the approved request. Veto retires the prior version, notifies the buyer, and requires fresh acknowledgment.
Veto
Instruction history
Every change stays tied to its source.
Seller account replaced
Source: email
Payoff demand compared
Source: PDF
Original instructions
Source: folder
What stays with every buyer request.
Reusable destinations
Fedwire directory match
Named funding party
Explicit officer approval
Versioned corrections
Review Record
Veto
Buyer instructions
To
Hayden Garcia · verified
Amount
$1,607,500.00
Destination
Named account on file
Just one part of Veto
Seller proceeds
Verify identity and payee details before proceeds leave the office.
Explore seller proceeds ↗Payoff demands
Gather, compare, and review payoff information before anyone sends.
Explore payoff demands ↗Review Register
Preserve checks, exceptions, evidence, and the office decision in one reconstructable record.
Explore review register ↗Instruction registry
Keep approved destinations and later changes connected to the named file.
Explore instruction registry ↗Office access
Give officers, assistants, and owners the right view without sharing release authority.
Explore office access ↗Frequently asked questions
No. Veto checks routing format and matches the routing number to the Fedwire directory. It does not verify the account or its ownership.
Deliver the next buyer request through Veto.
Start with one office and one real file.
Prefer to look first? See a sample Review Record.
Disclaimers and footnotes
Veto records evidence and workflow events for escrow wire reviews. The escrow office owns the file context, approval, and decision.
Veto does not guarantee that fraud or loss will never occur. Required-check failures and identity mismatches remain visible and can block release or sending according to office policy.