What Veto can see. What it can never do.
Plain answers, in one place. If anything here is unclear, text Sebastian: (818) 533-4120.
Veto never approves a wire. It never verifies account ownership. It never moves money. It records the review your office did, at the time it happened.
The office decides. Veto records the review.
Bank access is read-only, through Plaid.
When your office connects a bank account, Veto uses Plaid — the same connection layer used by major banks and finance apps. The access is read-only by scope: Veto can see account activity so a record can show what happened, and it can never initiate, sign, hold, or release a transfer. The write permission doesn't exist in the connection — there is nothing to remove or misuse.
Your data stays your office's data.
- A forwarded email goes to your office's Veto record, and nowhere else.
- We never sell customer file data or use it to train models. Data is shared only with the subprocessors needed to run Veto.
- Records belong to the office. Cancel any time and keep every record you made — export is part of the product, not a favor.
- The sample record on our homepage is fictional and labeled. We do not publish customer files, ever.
$1M E&O, underwritten at Lloyd's of London.
Veto carries a $1,000,000 errors & omissions policy, underwritten at Lloyd's of London. To be precise about what that means: this policy insures Veto's own acts — it is not a policy on your office, and it does not replace your office's E&O. We state it here because a vendor that touches your file should carry its own coverage, and most don't.
Where the certifications stand.
SOC 2. The audit process is underway. We will publish the report date here when it is set, and the report summary when it exists. Until then, we won't imply otherwise.
Penetration test — Astra Security. The contract is signed and the engagement is scheduled. Scope and completion date will be published here when the work is done.
If a page ever tells you Veto is "certified" before these are finished, it isn't ours.
Ask the person who built it.
Security questions go to a person, not a queue. Text or call Sebastian Heyneman: (818) 533-4120. Your carrier or IT reviewer is welcome to call directly.